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Aberdeenshire Accountants And Tax Advisors

Support for rural family businesses

At McKilligan Financial, we offer:

Proactive business accounts support

from bookkeeping support to full virtual finance support

Tax advice

so you can be clear on the ‘how much’ and ‘when’ questions with clear forecasting of your accounts and tax position with regards income tax, corporation tax, capital gains tax or capital allowances

Support as a trusted business partner

we can support with key business decisions like your plans to diversify or expand, or offer guidance on the day-to-day running of your business

Trusted Business Partner

Tax return? Year-end accounts? Yes, we do that

But it’s more than that. As your trusted business partner, we want you to truly understand the financial performance of your business and have peace of mind about your tax position. That’s what we can really support you with.

Year End Accounts & Tax Returns

Compliance made clear and explained without jargon, so you know where you stand

Bookkeeping, VAT & Accounts

Smooth, accurate record-keeping so you always know where your business is at

Xero Software Setup & Training

Practical training and support to tailor Xero so that it works best for your business

Tax Planning

Strategic forward looking chats about tax before year end and advice for the future (a bit like a crystal ball but rooted in data and knowledge)

Business Structure Reviews

Practical guidance on the right structure for your business

Cashflow Projections

To support bank funding applications, business restructures, and ultimately your decision making for the future

Keen to feel confident in your business accounts and have a plan for the future?

We’ll have an initial conversation and then take things from there

Book a Chat

Accounts and tax support for now and for your future

By working with McKilligan Financial, you’ll say things like “I really understand my tax position” (maybe for the first time!) and you’ll know where you stand and have a plan for the future (with us by your side).

And we know you’ll say and feel this because that’s what we’re striving for at McKilligan Financial.

McKilligan Financial support
McKilligan Financial support fees

Accounting And Tax Support Fees

How much does support from McKilligan Financial cost?

It’s important to us that our fee structure is open and clear to all. As a guide, our minimum fees are £100 per month + VAT for a sole trader and £140 per month + VAT for a partnership or a limited company. Information on what this fee includes is detailed in our FAQs below, and we’d be more than delighted to have an initial conversation with you to discuss your unique requirements.

Trusted Business Partner

Frequently Asked Questions

Don’t see an answer to your question here? Please get in touch — we’re always happy to have a chat and we keep things as straightforward as possible.

What happens if I want to move accountant?

We’ll start with a friendly, detailed chat to understand you and your business. Once we’ve prepared and agreed on a fee proposal and our terms of engagement, you’ll let your current accountant know you’re moving. We’ll then write to them to request professional clearance and the handover of your records. This process typically takes around six weeks, though it can sometimes be quicker (or occasionally longer) depending on circumstances.

Is it a hassle to change accountants?

Not really. Your existing accountant may hold the history and knowledge of your business - and that’s something you’ll be leaving behind. But sometimes a fresh pair of eyes makes all the difference. We bring a new perspective, honest advice, and a commitment to keeping things simple.

How do your fees work?

Our minimum fees are £100pm + VAT for a sole trader and £140pm + VAT for a partnership or a limited company. This doesn't apply where someone just needs a tax return completed to declare rental property income, for example, and there is no business. The minimum fee includes year end tax planning conversations, year end accounts and tax return preparation, as well as our tax fee protection service that covers our fees in the event of an HMRC enquiry (there are some exclusions). Bookkeeping and VAT fees are an additional minimum £100pm + VAT.

Our fees are based on factors such as the size and structure of your business, as well as the industry you operate in. We always quote fees upfront, usually reviewed annually, so there are no surprises. In most cases, we spread payments monthly, often by direct debit if preferred, rather than charging a lump sum once a year. This eases your cashflow.

Do you only work with farming businesses?

No - while most of us are from farming backgrounds and we have deep expertise in agriculture, we work with a wide variety of rural and regional businesses. Our clients include vets, tradesmen, construction companies, equipment hire businesses, and those in the motor industry, among others. If you’re connected to the rural economy, we’re well-placed to support you.

Do I need to use Xero?

Not at all. While we recommend Xero and most of our clients use it because it makes bookkeeping and reporting more efficient, we’re happy for you to stay with a system that works well for you. We just won’t be able to provide as much hands-on support with non-Xero systems.

Do you only work with local clients?

Most of our clients are based across North East Scotland, allowing us to build positive face-to-face relationships that we all value. However, thanks to digital tools and video calls, distance doesn’t need to be a barrier. We work with clients further afield and make sure they receive the same personal service.

Can you help new businesses and start-ups?

Absolutely. We support businesses from day one, helping with company formation, registrations, bookkeeping setup, and cash flow planning. Building a strong foundation early makes everything easier later on. We keep our advice simple and practical, so you can focus on growing your business.

What makes you different from other accountants?

We specialise in rural family businesses, so we genuinely understand the challenges you face. Our advice is always practical, honest, and jargon-free, and we focus on long-term relationships rather than quick fixes. Our clients know they can trust us to do the right thing and to be there when they need us.

Do you provide advice beyond the accounts?

Yes. We’re here not just for compliance, but to help you plan ahead - whether that’s for growth, succession, or retirement. We often work alongside your solicitor or financial adviser to make sure every angle is covered. It’s about doing the right thing for you and your family.

McKilligan Financial Case Studies

We’ve likely worked with a business just like yours with similar goals or challenges.

Virtual finance operation and strategic support for business growth

Virtual finance operation and strategic support for business growth

How our B2B commerce client escaped day-to-day accounts admin and reclaimed control, and how our support helped this business with 125% growth in 4 years

Read More
Family farm succession planning

Family farm succession planning

How we supported a farming family to plan for the future so that the oldest generation could retire with confidence, knowing that bank borrowings, and capital gains tax and inheritance tax exposure was reduced.

Read More
Small business year end tax planning

Small business year end tax planning

How we helped our agriculture client make smart tax decisions with proactive planning so that they would know their projected profits and tax liability ahead of time, and could take the right actions.

Read More

Keen for some no-nonsense accounts and tax advice for your business?

We love getting to know the nuances of a business and supporting as a result.

Book a Chat